new
Introducing Secondaries Workflows

Uniquely positioned in a growing market

Rapidly growing industry

Private credit is a high-yielding asset class that has grown significantly over the last decade and is projected to reach $3.5 trillion in AUM by 2028. The operational layer beneath it has not kept pace — PactFi exists to close that gap.

$3.5T

PROJECTED AUM, 2028

$300B+

DEAL VOLUME ON PACTFI

Chart of private credit assets under management growing toward a projected $3.5T by 2028

Secure, AI-enabled infrastructure for private credit operations.

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Built for counterparty collaboration

PactFi is designed to host and manage interactions between external counterparties and cross-divisional teams — one shared workspace instead of email threads and spreadsheets.

Structured data at the source

PactFi captures machine-readable data as users work, so every deal leaves behind clean, usable records with no re-entry or reconciliation.

Built for AI

Institutional-grade AI sits directly in the operational layer, powered by your firm’s own structured deal data.

PactFi has a strong network effect because it is designed to be used between counterparties

Arrangers

Over 40% of the largest Credit Asset Managers, with a combined AUM of $4.5T

Agent

2 top agents on platform

Sponsor

Hosted deals from 50+ Sponsors

Borrowers

Post-Close Portal holds borrower reporting and documentation

Investors

200+ GPs on platform. All of the Top 20 Credit Asset Managers* have used or participated on the PactFi platform as a lender

Custodians & Fund Admins

Automated reporting for all counterparties across the asset lifecycle

Counsel

6 Big Law Firms on platform

Our Founder

Operators who lived the problem, building the infrastructure private credit has been missing.
Emma Zhang, PactFi co-founder
Emma Zhang, PactFi co-founder

Emma Zhang

FOUNDER, CEO
LinkedIn

Emma spent most of her career at Deutsche Bank in structured credit and leveraged finance, where she experienced first-hand the operational challenges of executing complex credit transactions. She founded PactFi to address them.

CAREERS

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Help us build the operational infrastructure for the next phase of private credit.
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